Follow Me On:             Christian Penner Area Manager Mortgage Banker Phone: 561-373-0987 Fax: 561-935-4142 License: NMLS#368289 Christian@ChristianPenner.com www.christianpenner.com   Great News for Underwater Homeowners Changes to HARP Program Announced You may have heard that President Obama plans to open up refinancing to more homeowners who are underwater. If you are wondering what this means…and if you can benefit…here are some facts to consider. First, it’s important to realize that the president’s proposal is not a new program, but a revision to the current Home Affordable Refinance Program (HARP). However

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