HARP 2.0 Update:  aid access eases in foreclosure crisis, barriers foil homeowners By KIMBERLY MILLER Palm Beach Post Staff Writer Three months after the Oba-ma administration announced a revolutionary refinance plan for severely underwater homeowners, most borrowers are still unable to apply. Technological barriers, as well as lingering questions about the new Home Affordable Refinance Program, have left many optimistic homeowners in a holding pattern as they watch interest rates bump around near record lows.

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