A Call to Action January 14, 2013 Stocks started the day near unchanged levels and Mortgage Bonds are modestly higher on a very quiet news day.  Weighing on Stocks are reports that Apple’s orders for component parts indicate a potentially significant decrease in demand.  At 4:30 PM ET Ben Bernanke will be speaking.  After comments from some voting Fed members last week about cutting QE earlier than we had previously expected,

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