Market Update From KendallTodd Click Here for The Market Update Video Commentary What’s UP/Down with Housing and Lending?   Key Takeaways 1) US Economy: Continue to improve, but slowing (neutral). 2) Jobs: Continue to improve (positive). 3) Savings: Declining slightly (negative). 4) Inventory: Continue to decline (positive). 5) Valuation: Still declining (negative). 6) Future: Housing stabilizing, but prices will take longer to respond. 7) Investors: Paying cash to get bargain prices. 8) New Buyers: Mass affluent isn’t as affected by stock price appreciation, still

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