FHA Mortgage Insurance Premiums May Rise To 2.05% – FHA mortgage rates   FHA mortgage rates The FHA may be raising its mortgage insurance premiums yet again. The Federal Housing Administration Fiscal Solvency Act of 2012┬áhas overwhelmingly passed the House and will make its way to the Senate. Among other powers, the bill grants the FHA authority to raises its mortgage insurance premiums to as high as 2.05% annually — nearly twice the 1.20%

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