FHA Changes Mortgage Insurance Premiums Mortgagee Letter 2012-04 announces changes to all standard single family forward mortgages.  This ML makes official the announcements made via recent HUD press releases.   Here are the 5 Things You Need to Know About These Changes: 1. Effective April 9th, 2012, Annual MIP will increase for all standard FHA loans < $625,000. 2. Effective June 11th, 2012, Annual MIP will increase for all standard FHA loans > $625,000. 3. Loans with a 15

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