• West Palm Beach Mortgage Lender – Christian Penner – Mortgage Broker West Palm Beach – 561-316-6800
  • West Palm Beach Mortgage Lender – Christian Penner – Mortgage Broker West Palm Beach – 561-316-6800
  • West Palm Beach Mortgage Lender – Christian Penner – Mortgage Broker West Palm Beach – 561-316-6800
  • West Palm Beach Mortgage Lender – Christian Penner – Mortgage Broker West Palm Beach – 561-316-6800
  • West Palm Beach Mortgage Lender – Christian Penner – Mortgage Broker West Palm Beach – 561-316-6800

News Alert: FHA makes it easier to qualify with past credit issues

With Mortgagee Letters 2013-24, 25, & 26, the policy change in several areas of derogatory credit makes it easier for borrowers to qualify. Here’s what you need to know about these changes: Information From the HUD Website: http://www.ChristianPenner.com/FHA-Drastically-Reduces-Waiting-Times/ Effective for case numbers assigned on or after August 15, 2013 through September 30, 2016 1. For Purchase Money Loans only (excluding the HECM). Borrowers that experienced an Economic Event (a decrease of income by 20%

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Home Affordable Refinance Program (HARP) Enhancements Just Announced

    To support the recently announced Home Affordable Refinance Program (HARP) enhancements, Freddie Mac Single-Family Seller/Servicer Guide (Guide) Bulletin 2011-22 provides you with revised requirements for Freddie Mac Relief Refinance MortgagesSM — Same Servicer and Relief Refinance Mortgages — Open Access offerings. A portion of these offerings, mortgages with loan-to-value (LTV) ratios greater than 80 percent, represents our business implementation of HARP. In addition, the Bulletin announces revisions to the requirements for

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FICO Credit Scores and Increasing Your Creditworthiness

FICO Credit Scores and Increasing Your Creditworthiness     How to increase a FICO credit score, by Christian Penner Mortgage Broker West PalmBeach Credit scores are one of the largest factors that lenders use in evaluating whether or not to lend money to a borrower. Credit scores are designed to measure the risk of someone defaulting by taking into account various factors in a person’s financial history. If you are considering purchasing a home one of the things

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Christian Penner , - - - - - North Palm Beach , FL 33408 United States
Phone: (561) 316-6800 Email: TheMortgageTeam@ChristianPenner.com
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