TransUnion, one of the nation’s major credit reporting bureaus forecasted today that one of the   primary consumer credit variables — mortgage delinquency rates – will continue to decline through 2013 while the other – credit card delinquencies will increase slightly. The ratio of borrowers 60 or more days past due on their mortgages is projected to decline to 5.06 percent by the end of 2013 from an estimated 5.32 percent at

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