Loan Limits for Conventional Mortgages The Federal Housing Finance Agency (FHFA) publishes annual conforming loan limits that apply to all conventional mortgages delivered to Fannie Mae, including general loan limits and the high-cost area loan limits. High-cost area loan limits vary by geographic location. General Loan Limits for 2016 The general loan limits for 2016 are unchanged from 2015 (e.g., $417,000 for a 1-unit property in the continental U.S.) and apply to loans delivered to

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