Follow Me On:            Christian Penner  Area Manager Mortgage Banker Phone: 561-373-0987 Fax: 561-935-4142 License: NMLS#368289 Christian@ChristianPenner.com www.YourMortgageSolutionsNow.com  January 2012 December 2011 November 2011 October 2011 September 2011 August 2011 July 2011 2012 Is Here Forecasting What May Be Ahead for Home Loan Rates The good news-despite what the Mayan calendar may say-is that the world probably won’t be coming to an end in 2012. But like 2011, this coming year may bring some significant challenges here in the US and around the world. Read on to learn more

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