• Christian Penner
  • Christian Penner
  • Christian Penner
  • Christian Penner
  • Christian Penner

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  • Christian Penner
  • Christian Penner
  • Christian Penner
  • Christian Penner
  • Christian Penner

When can You Get A Mortgage Again after a Foreclosure, Short Sale or Bankruptcy?

ThumbnailClick here now for the Road Map Called "Back To Home Ownership After a Short Sale, Foreclosure and/or Bankruptcy        

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Jupiter Short Sales Can Expand Buyers’ Affordability Range

    Short sales in Jupiter can hold the key to more than one real estate-related issue. For cash-strapped borrowers, short sale success means relieving an unsustainable obligation without having to go through foreclosure. For sharp-eyed buyers, Jupiter short sales can present outstanding opportunities to purchase properties otherwise beyond their affordability range. Both are reasons to applaud the rising number of short sales. Nationally, the latest projections foresee a continuation of their rising

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Builder Optimism Could Impact Jupiter New Homes Supply

   Builder Optimism Could Impact Jupiter New Homes Supply Jupiter homeowners don’t have to be planning to sell anytime soon to be curious about the market value of their property. A home is such a major part of any family’s financial picture, it’s only natural. One important indicator of the direction of Jupiter home values is how the builders of new homes gauge the future market. After all, if you build new homes

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West Palm Beach For Sale by Owner Offerings Face Hurdles

  West Palm Beach For Sale by Owner Offerings Face Hurdles: In the business publishing world, one of the most reliable bestseller categories is Marketing and Sales: How to Sell This, or Tips for Selling That. Selling may be a complicated business, but one approach always sets you ahead of the pack: putting yourself in the shoes of the customer. Selling a West Palm Beach home is a case in point. When it

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USDA Home Loan

USDA Home Loan 100% home loans or financing a home without any down payment are a thing of the past, right? No, that is not exactly true.  There is a true 100% financing option available for many people still out there.  Additionally, some lenders do not know anything about this option You must want to know what type of home loan it is.  It is called a USDA Rural Development Home Loan. 

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Jumbo Home loans | Jupiter | West Palm Beach

Jumbo Home loans As soon as you start earning enough from your job to buy your dream home, you will definitely hear a lot from the mortgage professionals about “Jumbo Loans”.  You may have heard of it because of our high priced real estate market.  If you are considering higher priced properties, you may have to consult, Christian Penner, a mortgage professional about these Jumbo Home Loans. What is a Jumbo Loan? In

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Housing: Look for Retail Sales, Consumer Sentiment and inflation data at the end of the week.

Send to a Friend Follow Me On: In This Issue Last Week in Review: The Jobs Report for May was released, plus more good news in the housing sector. Forecast for the Week: Look for Retail Sales, Consumer Sentiment and inflation data at the end of the week. View: Be smart about using your smart phone with the important tips below. Last Week in Review “You ain’t a beauty, but hey you’re

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Virtual Tours Add Clout to West Palm Beach Home Listings

 VIRTUAL TOURS This month’s release of National Housing Data from realtor.com shows yet another rise in list prices, which, as expected, apparently spurred more previously reluctant sellers to put their homes on the market. The pressure to jump on board continued as “the home buying season shifted into high gear…” With more West Palm Beach listings competing for prospects’ interest, one of the features I like to provide for my clients are

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West Palm Beach Sellers Get Early National Housing Prices News

When I update West Palm Beach readers about the latest news in housing prices, it’s usually not as ‘latest’ as I’d like. The reason is that there is a delay in most of the truly reliable indexes that measure housing prices. The big indexes are national (West Palm Beach housing prices are another matter), and they have a built-in two-month delay. We can look at trends and directions, but if there

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American Veterans Availing VA Home Loans

American Veterans Getting VA Home Loans In the year 1944, The United States government created a VA Home Loan Program also known as Veterans Affair Loan Guaranty Program. This is a mortgage loan program that aids long term financing assistance to any eligible veterans within US territories. This loan program was created due to the lack of accessibility to private financing for veterans. A good percentage of these loans are in

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FHA Home Loans | Florida Home Loan | West Palm Beach Home Loan | Jupiter Home Loan

FHA Home Loans These days, we can never deny the fact that attaining property should be a top priority. Owning a home is usually the largest asset a person has. Since 1934, The US Department of Housing and Urban Development, and the FHA Home Loans it provides, has been helping people achieve ownership of their dream homes. The Federal Housing Administration, generally known as “FHA”, provides mortgage insurance on loans made by

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Consumers | What are you “not doing” to help your productivity? See the important tips below.

Follow Me On: In This Issue   Last Week in Review: Consumers are feeling confident. Find out why.Forecast for the Week: Important news is ahead on the labor front.View: What are you “not doing” to help your productivity? See the important tips below. Last Week in Review   “The great thing in the world is not so much where we stand as in what direction we are moving.” Oliver Wendell Holmes. Consumers are certainly

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Credit Score Knowledge Eases Getting a Loan

  Whether West Palm Beach residents are looking for a home equity line of credit, a refi, or a new mortgage, when it comes to getting a loan, everyone knows that it’s the credit score that ultimately determines the outcome. Yet when it comes to a working knowledge of what major factors affect your score, a new survey shows that many of us are less certain than we should be. The Consumer

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Tricks of the Trade for a Successful Home Sale / Kid Combo

    When it comes to a home sale in West Palm Beach, adults automatically appreciate the importance of presenting a pristine property to potential buyers. Kids, on the other hand, would like a glass of apple juice, please. Parents are forever juggling their other adult responsibilities with the needs of the children, so when you add home sale showings to the list, it might seem to make for a stressful situation. But a

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It’s official: Housing is back

It’s Official: Housing Is Back Prices are rising in 41 states, construction is booming and home builder stocks are on the rise. It’s time to call the recovery. Another week, another round of favorable housing news. So let’s stop dithering and call this race. Housing has won. The real estate bears have lost. Of course, whether you’re a skeptic who hates this Federal Reserve-driven recovery or simply one of those cautious types who don’t

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Business Boosters Realtor: 5 Ways To Use QR Codes To Sell More Real Estate

Follow Me On:           5 Ways To Use QR Codes To Sell More Real Estate   Quick Response Codes – QR Codes, for short–are showing up everywhere these days. Similar to bar codes, they’re captured by smartphones so consumers no longer have to memorize long web addresses. QR Codes can be placed on any piece of advertising and can deliver more detailed information via a

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Quick Tips – Six Degrees of Virtual Separation

Follow Me On: Six Degrees of Virtual Separation Networking in the 21st Century Virtual Separation We’ve all heard the expression that change is the only constant. While changes can be frightening at first, they often bring us to a better place than where we started. This is especially true when we take charge of our destiny by setting goals and actively pursuing them. Perhaps you

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Another Business Booster from Christian Penner – The Federal Reserve and Mortgage Interest Rates

Follow Me On: The Federal Reserve and Mortgage Rates Understanding What Causes Interest Rate Movement Consumers are often misled when it comes to the subject of the Federal Reserve and how it affects mortgage interest rates. Often the media is the culprit causing the confusion. Many times, the Fed has taken action that caused mortgage interest rates to move in a direction

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Another Business Booster from Christian Penner – Lead Follow-up Campaigns

Follow Me On: Lead Follow-Up Campaigns Never Give Up On a Lead! You might wonder, “When is a lead no longer a lead?” A lead is always a lead until the person tells you to stop calling. The key to success in sales is professional persistence. Take time to earn the loyalty of prospects by showing them that you add more value to the equation than anybody else in your

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Keeping an Eye Out for Zombies in West Palm Beach Bank Owned Properties

   Bank Owned Properties If you’ve come across the term “zombie foreclosures” in recent months, it wasn’t referring to voodoo parlors whose priests couldn’t pay the mortgage. Not exactly dead, but not exactly alive, they are properties stuck in a kind of zombie-like limbo. They are homes that have been abandoned by their former owners at some point before foreclosure. Now they are sitting there, accumulating on-going taxes, liens, and gradual deterioration while

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Mortgage Marketing Guide : Memorial Day Holiday

Send to a Friend Follow Me On: Memorial Day Holiday I sincerely hope you have been enjoying your complimentary subscription to the MORTGAGE MARKET GUIDE WEEKLY. As the Memorial Day holiday is being observed, the next full issue will arrive on Monday, June 3. I wish you and your family a peaceful Memorial Day holiday, as we remember the sacrifices of all of our Armed Forces servicemen and

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Practical Financial Tips – 2nd Quarter 2013 – Money Management | Financial | Investment |

Follow Me On: Practical Financial Tips – 2nd Quarter 2013 : Money Management | Financial | Investment   Get Organized with These 5 Money Management Apps Gone are the days of balancing your checkbook by hand or trying to make sense of multiple investment statements. Smartphone apps linked with their web counterparts make the most of your banking and investment information, helping you budget and save along the way. Here are

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The Christian Penner Business Booster: The Key to Creating Intimacy

  Follow Me On: Christian Penner Area Manager Mortgage Banker Phone: 561-373-0987 NMLS :368289 Christian@YourMortgageSolutionsNow.com www.YourMortgageSolutionsNow.com   The Key to Creating Intimacy Use a Concierge Form The Key: The more you know about your clients’ needs, the better you can adapt your presentation to exceed their expectations. But you must implement a system for gathering this information up front. After the initial information is obtained, you and your team members must collaborate in an effort to collect additional facts.

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