• Christian Penner
  • Christian Penner
  • Christian Penner
  • Christian Penner
  • Christian Penner

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12 Secrets To Lowering Your Homeowners Insurance Cost Your Agent Doesn’t Want You To Know

ThumbnailThe following is a sample of this special report: 1. Shop Around It'll take some time, but could save you a good sum of money. Ask your friends, check the Yellow Pages or contact your state insurance department. (Phone numbers and Web sites are listed here.) National Association of Insurance Commissioners (www.naic.org) has information to help you choose an insurer in your state, including complaints. States often make information available on typical rates charged by major insurers and many states provide the frequency of consumer complaints by company. Also check consumer guides, insurance agents, companies and online insurance quote services. This will give

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B3-5.3-07: Significant Derogatory Credit Events — Waiting Periods and Re-establishing Credit (07/29/2014)

B3-5.3-07: Significant Derogatory Credit Events — Waiting Periods and Re-establishing Credit (07/29/2014) General Information The presence of significant derogatory credit events dramatically increases the likelihood of a future default and represents a significantly higher level of default risk. Examples of significant derogatory credit events include bankruptcies, foreclosures, deeds-in-lieu of foreclosure, preforeclosure sales, short sales, and charge-offs of mortgage accounts.   Note: The terms “preforeclosure sale” and “short sale” are used interchangeably in this Guide

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Fannie Mae | Fact Sheet: Derogatory Credit Event Fact Sheet

Fannie Mae | Fact Sheet: Derogatory Credit Event Fact Sheet Fact Sheet Prior Derogatory Credit Event – Borrower Eligibility To be eligible for a mortgage loan, Fannie Mae requires borrowers to demonstrate that they have re- established credit following a significant derogatory credit event, such as a foreclosure, bankruptcy, preforeclosure sale (commonly known as a short sale), or deed-in-lieu (DIL) of foreclosure. Fannie Mae has minimum waiting periods that must be met before

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PAPER.li News | Mashable: 12 basic Ice Age problems to make you feel better about those Ugg boots

PAPER.li News | Mashable: 12 basic Ice Age problems to make you feel better about those Ugg boots Even cavepeople had some basic problems worthy of a complaint on Twitter. Pumpkin spice lattes, Ugg boots and kale smoothies aren’t just modern inventions that complicate our lives. People in the Ice Age had their fair share of basic struggles, too — when they weren’t fighting saber-toothed tigers and huddling in caves to keep

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Fannie Mae | Selling Guide Announcement SEL-2014-10

Fannie Mae | Selling Guide Announcement SEL-2014-10 Selling Guide Updates The Selling Guide has been updated to include changes to the following:   Significant Derogatory Credit Events Property Insurance Requirements Lender Quality Control Policy Updates and Clarifications Notification Requirements for Misrepresentation or Breach of Selling Warranty and Fraud MBS Buy up and Buy down Ratio Grids Incorporation of Announcement SEL-2014-08, Fannie Mae Announces Approved Mortgage Insurance Forms Incorporation of Announcement SEL-2014-09, Anti-Money Laundering Requirements Special Feature Codes Miscellaneous Selling Guide Update   Each

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