• Christian Penner
  • Christian Penner
  • Christian Penner
  • Christian Penner
  • Christian Penner

FREE Interest Rate Quote




 

  • Christian Penner
  • Christian Penner
  • Christian Penner
  • Christian Penner
  • Christian Penner

When can You Get A Mortgage Again after a Foreclosure, Short Sale or Bankruptcy?

ThumbnailClick here now for the Road Map Called "Back To Home Ownership After a Short Sale, Foreclosure and/or Bankruptcy        

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Pre-Inspection Reports Help West Palm Beach Listings Stand Out

If you are readying your home for sale this spring or summer, one of my favorite tactics to set your property apart from other West Palm Beach listings is to order a pre-inspection. If you’re not familiar with the term, a pre-inspection is a less detailed, less expensive visual inspection designed to report major conditions certain to be noted in the final. Why add this extra expense? Won’t buyers ultimately

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Florida VA Rates | VA Rates Florida | VA Rate Quote

If you are looking to purchase a home or refinance using your Florida VA Loan benefits, the rate you can obtain is a huge factor in determining which lender you choose as well as what your payment will be. The market can be volatile, and Florida VA Rates many times change daily, and fluctuate sometimes during the course of single a day. So why is this, and what determines what interest

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West Palm Beach House for Sale: Beacon to Unsure Renters

  Each day, any numbers of tenants see the perfect West Palm Beach house for sale, yet fail to go ahead and investigate further. Making the move from tenant to homeowner is, after all, one of life’s major decisions — so no matter how perfect such a find might be, making the leap can seem daunting. According to the Rental Protection Agency, by last week there were more than 107,000,000 renters in

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Everything is ‘Onstage’ When Selling Your Home in West Palm Beach

  The Real Estate Staging Association is always telling the world that when you are selling your home, you can expect to spend 73% less time on the market if you use the services of a professional staging company. Although this is an outcome everyone aims for, the cost of full bore professional staging can be a budget-cruncher. A compromise solution is to combine a little personal elbow grease with some of

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Skilled West Palm Beach Property Managers Earn Their Keep!

    You are buying a second home: this will be more than a sizeable investment — by any measure, it’s a considerable personal achievement as well. That second home may be a family retreat, a vacation property you will be renting out (at least part time); or a pure income-producing renztal. When a realistic appraisal says that you won’t be able to devote much time and attention to your new holding, the

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3 Things Lenders Don’t Want You to Know Regarding Purchasing for a Mortgage Online Exposed by West Palm Beach Florida Mortgage Broker

West Palm Beach, FL — (SBWIRE) — 05/10/2013 — 3 Things Lenders Don’t Want You to Know Regarding Purchasing for a Mortgage Online Exposed by West Palm Beach Florida Mortgage Broker Anyone who’s even distantly interested in shopping for a home mortgage loan has probably paid attention to all those commercials on TV touting the ease of using any of a assortment of Internet services to associate mortgage provides from the

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West Palm Beach FL VA Loans | West Palm Beach VA Loans | West Palm Beach VA Home Loans

For over 15 years, we have been specializing in West Palm Beach VA Loans! In this article, learn how to qualify for your VA loan. #1:  Obtain your Certificate of eligibility. The first step to obtaining a VA loan is to verify your eligibility. You must order your Certificate of Eligibility (COE) through the VA which will also confirm the amount of your eligibility. To be eligible, you must be an honorably discharged

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West Palm Beach Recovery’s New Obstacle: Not Enough Homes for Sale

  So the market’s recovering, interest rates are low, and you think you’re finally ready to buy a home? Not so fast. Buyers across the country are running into a new roadblock: there don’t seem to be enough homes for sale. Anyone who has looked at entry- to mid-level homes for sale in our neighborhoods probably knows what I mean. Mortgage rates remain near historic lows, and as the prices of homes

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Buying a West Palm Beach House – Opportunity to Quiz the Neighbors

  With more than 43 million people relocating throughout the U.S. every year, you don’t have to wait until you are surrounded by stacks of cartons to realize how important it is to make your next move the right one. If you’re buying a house in West Palm Beach in the foreseeable future, it’s a particularly valuable idea to take the time to chat with some of your potential new neighbors.

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West Palm Beach Luxury Home Listings & Springtime Romance

  Ah, spring is truly in the air…the traditional time when people can fall in love at first sight! I’ll try not to dampen those springtime spirits too much, but for anyone currently looking into the West Palm Beach luxury home listings, some advice may be in order: Online love at first sight is a really bad idea. Those West Palm Beach luxury home listings can indeed be truly alluring, and using your computer

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West Palm Beach Property Owners Get a Jump on Retirement

  The other day I ran across some eyebrow-raising financial trivia. There’s a takeaway that should be encouraging for everyone who already own property in West Palm Beach. The undeniable value of home ownership is pretty clear when you take a look at some of these financial facts — According to the Employee Benefit Research Institute, 56% of workers report that they haven’t even attempted> to calculate how much money they will need

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Housing Crash Fades as Defaults Decline to 2007 Levels

(Bloomberg) - Six years after the start of the foreclosure crisis, American homeowners are paying their mortgages like the housing crash never happened. First-time delinquent home loans fell to 0.84 percent of the 50.2 million mortgages in March, the first month below 1 percent since 2007, before a wave of defaults led to the financial crisis, according to a report today by Lender Processing Services Inc. The rate of first-time defaults, defined

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MMG Weekly: Jobs Report Beats Expectations

Send to a Friend Follow Me On: In This Issue Last Week in Review: The Jobs Report for April was released, plus the Fed met. Forecast for the Week: The economic report calendar is quiet, but Treasury auctions could move the markets. View: The Better Business Bureau is reporting a new utility bill scam. See important details below and be sure

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Pets and Worry-Free Relocating to West Palm Beach

    Close to 70% of families say they have a dog or a cat in their household. If you are in that sizeable majority and are planning on relocating to West Palm Beach, there are some planning steps you can take to help ease the move for your four-legged family members. Since the daily routine is going to be thoroughly undermined, on the day of your move, do as much as is

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West Palm Beach Housing Market Recovery Tempts Sellers

    The West Palm Beach housing market’s recovery is still establishing itself. It’s not exactly in its infancy, but I would say it has a way to go before we can call it ‘mature.’ The majority of predictions for the rest of 2013 remain widely positive, and the young housing recovery is being strongly supported by continuing low mortgage rates. This might easily lull prospective home sellers into assuming they will automatically

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Board of Governors of the Federal Reserve System – Press Release

Press Release Release Date: May 1, 2013 For immediate release Information received since the Federal Open Market Committee met in March suggests that economic activity has been expanding at a moderate pace. Labor market conditions have shown some improvement in recent months, on balance, but the unemployment rate remains elevated. Household spending and business fixed investment advanced, and the housing sector has strengthened further, but fiscal policy is restraining economic growth. Inflation has

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Quick Tips – Six Degrees of Virtual Separation

Follow Me On: Six Degrees of Virtual Separation Networking in the 21st Century We’ve all heard the expression that change is the only constant. While changes can be frightening at first, they often bring us to a better place than where we started. This is especially true when we take charge of our destiny by setting goals and actively pursuing them. Perhaps you would

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West Palm Beach Real Estate Market Balancing Act: Rates vs.

  When the Wall Street Journal or Forbes run mortgage rate stories as their lead items, those of us who keep an eye on the West Palm Beach real estate market pay close attention. I frequently share what they say here. But when even the non-financial outlets like USA TODAY and the cable TV news channels give top billing to real estate market news, it’s a real attention-grabber. That’s what happened last

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Another Business Booster from Christian Penner – The Federal Reserve and Mortgage Interest Rates

Follow Me On: The Federal Reserve and Mortgage Rates Understanding What Causes Interest Rate Movement Consumers are often misled when it comes to the subject of the Federal Reserve and how it affects mortgage interest rates. Often the media is the culprit causing the confusion. Many times, the Fed has taken action that caused mortgage interest rates to move in a direction

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Part 2 – Top 6 Mistakes For West Palm Beach Sellers to Avoid – Property For Sale

Previously, we cited three of the most common mistakes sellers make after listing their West Palm Beach property for sale. Here are three more: Proper Insurance When you have a West Palm Beach property for sale, it’s more important than ever to see that your homeowners insurance is up to date. It is highly unlikely that someone will have an accident on your premises, but the increase in the number of visitors

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Look for important reports on inflation, housing, manufacturing, and the labor market.

  Send to a Friend Follow Me On: In This Issue Last Week in Review: Weak economic news continues here at home and abroad, but is that good or bad news for home loan rates? Forecast for the Week: Look for important reports on inflation, housing, manufacturing, and the labor market. View: Want to know the key to being remarkable? Be sure to read the tips below.   Last Week in Review “You’re riding

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U.S. Mortgage Delinquency Levels Drop Significantly

Mortgage delinquencies, defaults and foreclosures have been an absolute drag on the United States economy since the bursting of the housing bubble years ago. As the housing market recovers, however, the number of borrowers unable to make payments or hold on to their homes is thankfully diminishing. According to a recent report published by mortgage analytics and servicing firm Lender Processing Services (LPS), an improvement in monthly payments was observed from

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